Insurance Loss Adjuster

Description

Inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company.

Description

Conduct investigations into insurance claims, assess damage and loss to insured property and businesses, estimate insurance costs, and inspect insured items and properties to evaluate conditions affecting underwriting standards.

Tasks include

• Examines scenes of accidents resulting in insurance claims to determine the extent of loss and damage
• Interviews witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and prepares statements and reports
• Estimates business losses resulting from fire, theft and other business disruptions
• Estimates the cost of repairs or replacement of damaged property
• Reports the extent of damage and estimated costs to the insurance company
• Provides advice on how to minimise the cost of claims