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552211 · ANZSCO V1.3

Credit Or Loans Officer (Aus) / Finance Clerk (Nz)

Classification
Occupation
Skill level
3

Classification

Sub-major group
55Numerical Clerks

Description

Analyses, evaluates and processes credit and loan applications. May work in a call centre.

Alternative titles

  • Lending Consultant
  • Loans Consultant
  • Loans Officer

Unit group

5522 · Credit and Loans Officers (AUS) or Finance Clerks (NZ)

Description

UNIT GROUP 5522 CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

Skill level

Australia

AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

New Zealand

NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3) In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

Occupation skill level 3

Tasks

Tasks include

  • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
  • contacting financial and credit institutions to obtain information about customers
  • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
  • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
  • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
  • answering inquiries concerning credit standing of customers, loan balances and penalties
  • may recommend, approve and arrange mortgages
  • may work in a call centre

Occupations in this unit group

  • 552211Credit Or Loans Officer (Aus) / Finance Clerk (Nz)Current occupation

Sources